FreelanceAbout FreelanceCFO.
Short answer
FreelanceCFO is a web app for US freelancers with irregular income. It shows how many months your money lasts, what to set aside for taxes, and who owes you.
Not to be confused with The Freelance CFO, an accounting firm. FreelanceCFO is software: it does not file taxes or do bookkeeping for you.
What it does today
- Runway. Enter your balance and it shows how many months your money lasts at your average spending over the last three months.
- Tax set-aside. An estimate of this year's federal, state and self-employment tax using 2026 IRS and SSA figures, what to set aside each month, and the next quarterly due date.
- Who owes you. Your invoices, which are paid and which are overdue, and the income from each client.
- Lance. An AI assistant that answers questions about your own invoices and clients and drafts follow-up emails. You read and approve every draft, and you send it.
At a glance
| Question | Answer | Source |
|---|---|---|
| What is it | A web app for US freelancers | Homepage |
| How data gets in | CSV import or manual entry. It does not connect to your bank. | Trust and data |
| Price | Free plan. Pro Early Bird $10 a month, locked for life, for the first 100 customers. | Pricing |
| Taxes | Estimates with 2026 IRS and SSA figures, not tax advice | Free tools |
Where to go next
Run the numbers without an account in the free tools, see how it stacks up in the comparisons, or read where your data goes. You can also go back to the homepage.
Start on the free plan. No credit card.
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